What is Tooth Decay? Tooth decay is the destruction of a tooth’s outer surface from acid-forming bacteria produced by food containing carbohydrates (sugars and starches). Tooth Decay Prevention: Brush your teeth twice a day with fluoride toothpaste. Preferably, brush after each meal and before bedtime to help prevent bacteria from staying on your teeth for a certain length. Consider these helpful tips: Floss your teeth daily to prevent tooth decay and gum disease. Check with your dentist about using supplemental fluoride, which strengthens your teeth and helps prevent tooth decay. Consider dental sealants; sealants are placed on the top of the molars to protect the teeth from decay. Use mouthwashes with fluoride. Many kill 50% or more of the bacteria that cause tooth decay. Chewing gum with the ingredient Xylitol © may also kill some of the bacteria that cause tooth decay.

What Dental PPO and Indemnity plans have to offer. Dental PPOs and Indemnity plans allow you to choose your dentist, and for many people, that can be a deciding factor in buying those types of dental insurance plans. For people who want to stay with their current dentist or to be able to choose their dental provider, these types of insurance plans are for that. Dental PPO and Indemnity plans are usually more costly than HMO’s dental insurance plans. Are dental PPOs and Indemnity insurance plans worth the cost? The answer is yes. If you know your dental needs and understand the terms and conditions of the insurance plan, many people are happy with their PPO plans. Trouble comes when you fully understand dental insurance plan’s limitations.

I need to understand how dental insurance works. I have a dental insurance PPO plan through my job, but it could be better. I am considering removing it and getting just the medical. Why have insurance if you have to pay the dentist?

Reply: Medical insurance has a cost paid out by the insured, too. Dental insurance is designed to make dental care more affordable, not necessarily free. You may not think dental care without insurance is so bad, but to give you an example of how even in preventive care, dental insurance is worth the cost. Say all you need is preventative care.

Without insurance, preventive care costs (Office visits, Bite-wing X-rays, Oral Exam, and Basic Cleaning) can range around $200 – $400, keeping in mind most low-cost HMOs plan range from $8.00 to $20.00 a month with preventive care typical being free. More extensive dental care services become expensive when you don’t have dental insurance.

Are Individual PPO Dental Insurance Plans worth buying?

Some people may feel that getting dental insurance is not worth the plan’s cost. That may be true for some dental insurance plans if the person wanting it only wants the dental insurance for short-term use. Many people put off their dental care until they are in pain or have significant dental issues. Then get upset when they find out that many PPOs or Indemnity insurance plans have limitations that will not be able to help them with their major dental care needs immediately. A dental PPO plan is not for those who only want to buy a dental insurance plan to fix a current dental issue and then turn around and cancel the plan once they have their dental work done. The reason is that dental PPOs are designed to be long-term plans and not short-term ones. When considering buying a dental PPO or Indemnity plan, the thing to keep in mind is your long-term dental needs. When getting these types of insurance plans, it is a dental plan you want to keep for at least a few years.

Dental Insurance Plans in Texas and staying with your dentist. Please do not give me any advise if it will not let me stay with my current dental provider. I have been seeing the same dentist since I was ten years old and I really like my dentist and trust him 100%. I will not change my dentist since the one time I try changing dentist to use the dental plan I get though work I had a really bad experience and will not be doing it again.

Since I have a dentist I love I am only looking for a dental insurance plan that will let me stay with him. One of the issues I seem to be running into however is that he is only a provider of Delta Dental but when I called Delta Dental I am told that they only offer group dental plan and not individual plans. How do I get insurance that will let me stay with my dentist regardless.

Dental Plans, HMO, PPO Indemnity, and Discount Cards in Florida. I could really use some help in understanding the different dental plan and how they work so I can then figure out which one is the best for me to get. I am 45 and do not have any dental benefits. I need to have at least $6000 or more worth of dental work and really need to find he best dental plan that could help me save some money. Can you offer some good suggestions as to where to start?

Dental Insurance PPO California. I live in Los Angeles California. I have some very bad teeth that I need help in fixing. I am not poor but I am not rolling in money either. I have been to a dentist that gave me a free consult but the cost of having all the dental work needed is more then I can really afford right now. Looking for a dental PPO plan that will let me stay with the dentist I seen and can help me with my dental needs

Dental Insurance PPO plans in New York. I need a dental PPO plan in order to stay with my own dentist. Due to a recent job change I no longer have the same dental benefits and what I do have will not work with staying with my dentist. I have no intention of change providers. Do you have any dental PPO plans that can help me keep my own dentist?

I would like a PPO dental plan so I can stay with my current dentist need your help.  I just lost my dental insurance that I was on since I changed jobs and the dental they offer my current dentist does not take it.

I do not want to change my dentist because I have very bad dental fears that my dentist is able to address without me freeking out.  I was told they take any dental PPOs insurance plans but I been noticing with them  you get less coverage as soon as you do not use their dentist.