Dental 4 Less, Dental Discount Plans

You will want to use caution with this type of dental plan since it is not insurance. The managing organizations have negotiated with local dental offices to establish a set price for a particular dental procedure and offer deep discounts (some up to 70%) off the regular ADA pricing code.

This plan has several advantages over traditional dental insurance plans, namely, there are no exclusions for pre-existing conditions. This allows a patient to receive immediate coverage for work without meeting any waiting period requirements.

Dental Discount Plan for Preventive Dental Care

All I want to do is to be able to get my two cleaning a year and check up.  My teeth are great I never had even one cavity.   I would just like to have something in place for just in case and preventive care.

I been reviewing your Careington dental discount plan which off hand looks good to me, since it does not cost much and start right away.  Is there anything I should do or know before buying.  Never had a discount plan so just checking it out.  Thanks

Reply: Dental discount plan are a great low cost alternative to a high cost dental insurance. The main thing is making sure you have a dentist in the plan you want to go to. Call and confirm with the dental offices that are listed under the plan, to make sure they are still accepting the plan before buying it.

Otherwise you can see your discounted costs for dental services that are listed and for all other dental services not listed you will still receive around a 20% discounted saving.

Are there any dental insurance plans that covers for cosmetic dental services?  My current dental plan will not cover for me to have any dental cosmetic services such as teeth whitening, veneers or dental implants. That said I would still like to have some help with the cost of cosmetic dental services.  I have yet to find a dental insurance that will cover for cosmetic services.

Reply: Most dental insurance plan to not offer benefits/coverage’s for cosmetic dental care services. So it may be hard to find one that dose. However you may want to review a  dental discount plan options such as Careington. With a dental discount plan you save off all your dental care needs including cosmetic services.  Generally your average discounted saving on cosmetic dental services is around 15% to 20% not bad on a plan that cost you less then $10.00 a month for an individual.

Question: Does buying a dental discount plan really offer you true saving?  How do you know if you are really getting much of a saving by buying a dental discount plan? Is there a way of comparing what they say your discount rate is to real dentist cost to know that you are truly getting good saving off the plan?

Answer: Discount dental plans are designed to help reduce your over all dental cost. Do they save you money? Yes dental discount plans do what they say the do they help reduce your total dental care cost.  You only need to start calling around a few dentist stating you do not have insurance and get a quote based on that to see for a $10.00 a month or less dental discount plan it is truly saving you money off your dental care needs.   I suggest that you review the plans in question and call the dentist under the plans to confirm they are still accepting the plan. If you do that you should not have any problems with buying a dental discount plan.

I need to have a few dental services that my current dental insurance plan will not cover since they are stating it is cosmetic dental work.  I do not see it that way because I am not asking for any thing that does not have to be done.

Any way that aside I see you offer dental discount plans.  I been looking at the fee schedules that are listed for each plan but do not see the dental services I need listed.  Does that mean they are not covered either?

I do not have dental insurance and I need a low cost dental plan since it is looking like I may need to have my bridge fixed.   I do not have a lot of money and was thinking about getting a discount dental  plan.  Are the good plans to get?  Do that really help you save money off  the cost of dental services.

I am 19 and out on my own.  I am just looking for a low cost dental discount plan that offers some really good discounts for dental services.  I have nothing wrong with my teeth currently but since I only getting medical though my job I want to get some dental help just in case I ever need it.

Looking over so many discount plans I am not sure which one is the best one to get they seem all alike to me.  Any advise to help me pick a plan?

I have been reviewing your dental insurance as well as the discount plans you have to offer.  I also been to other website that offer many of the same dental plan.   I am still deciding on which one I really want.

My family say to get dental insurance but I think that because that is all they know since they never had any dental discount plans to compare.   Can you offer up some pros as well as cons about buying a dental discount plan over dental insurance?

I have been reviewing your plans and I think that the discount plan choice would be the best for me at this time since I do need major dental services and can not afford to waiting out the waiting periods your other plans have.  I just would like to know does a discount really work as well as they make you belive?  Can you explain to me how a discount plan works so I am sure I understand what I would be buying?

I need to have three teeth pulled.   I was looking at your discount plans since I need to have this dental work done ASAP.  I am in a lot of pain and can not aford to wait for dental coverages.  That said I do not see anywhere on the plans about anestheis.   I am a big baby and I will not have my teeth pulled while I am awake.  What kind of discounts if any do you get for being put to sleep?

So I have been thinking about picking up a dental discount plan until my current dental insurance plan waiting periods are over.  On my current dental insurance,  I still have another ten months before I have no waiting period for any dental services.

However I am worried that on a dental discount plan you may not get the same quality of dental care.  I need two filling nothing to big but I want them done now.  Are the dentist in a discount plan just as good as dentist that do not take discount plans?

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I am thinking about getting the Careington discount plan you offer on your web site.  I read most of it but would like to make sure how it works?  Do I have to pay the dentist in full and submit the receipts to get my discount saving from Careington?

Am I am able to go out side there net work to different dentist?  My dentist I am currently going to is not on your list.  I am okay with changing provider but it would be cool if I could keep her.  Can you advise.  Thanks.