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Dental 4 Less, Dental Insurance in CA

Question: I have a two year old that will need to start going to the dentist for dental check ups. I do not get dental insurance though my job only medical. Can I get dental insurance just for my son as I do not really need it.

Answer: There are some dental insurance that will write a policy for a minor where as others do not it dose depend on the plan. I suggest looking into dental insurance for a couple (you and your son) because even you should see a dentist at least twice a year. If you have any questions about the available dental insurance plans we have to offer please call our member service line at 310-534-3444 as they be happy to go over the plans with you.

Posted on Jun. 27th 2017, by Dental, in Individual Dental Insurance Plans, No Comments »

How do you know if your child is getting enough fluoride

For this question you will want to have your pediatric dentist evaluate the fluoride level of your child’s primary source of drinking water. If your child is not getting enough fluoride internally through water (especially if the fluoride level is deficient or if your child drinks bottled water without fluoride), then your pediatric dentist may prescribe fluoride supplements.

Posted on Jun. 25th 2017, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, Vision and dental insurance plans for individuals

Dental4Less.com offers over 30 dental insurance and discount dental plan options in most states. In addition to that we have dental plans and dental insurance that also comes with vision care. If you are wanting both dental and vision you will want to review our dental discount plans though Careington and Aetna or our dental insurance plans though  StandarLife. If you have any questions please call our member service line at 310-534-3444 as they will be happy to help.

Posted on Jun. 23rd 2017, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, California Dental Individual and Family PPO Plans

One of the largest benefits to a dental PPO’s is that you are able to choose and pick your own provider. Once you find a dentist you like and trust the thought of having to change your dentist just to have dental insurance can be scary. Yet with a PPO dental insurance plan, even if you are seeing a dentist that is not a plan provider most dental PPO plans will provide out of network benefits, allowing you to stay with the dentist you love.

 

Posted on Jun. 19th 2017, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, Dental Insurance Quotes for Seniors

Get an instant quote for many different dental insurance plans in order to compare and shop out the best dental insurance plans for your own dental care needs. When shopping out dental insurance plans it best to compare many dental insurance plan options so that you can choose the plan that will best fit your personal dental care needs. Not all dental insurance plans are the same. Some start right away with no waiting periods where other let you pick or choose your own dentist. If you have any questions about the dental insurance plan options we provide please call our member services at 310-534-3444 as we be happy to help.

Posted on Jun. 15th 2017, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, Dental Insurance Quotes for Seniors

Get an instant quote for many different dental insurance plans in order to compare and shop out the best dental insurance plans for your own dental care needs. When shopping out dental insurance plans it best to compare many dental insurance plan options so that you can choose the plan that will best fit your personal dental care needs. Not all dental insurance plans are the same. Some start right away with no waiting periods where other let you pick or choose your own dentist. If you have any questions about the dental insurance plan options we provide please call our member services at 310-534-3444 as we be happy to help.

Posted on Jun. 13th 2017, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, Individual Dental Insurance Plans for Seniors

We provide individual dental insurance plans that help make dental care easy and affordable. Our dental insurance plan options range from Lower cost HMO insurance plans to PPOs and Indemnity’s insurance plans that let you choose or keep your own dental provider. Keep your teeth health by having good at home dental care habits and by going to your dentist regularly for your check ups and cleaning’s. Keep your dental care more affordable by having a current individual dental insurance plan.

Posted on Jun. 9th 2017, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, Looking for Dental Insurance for Seniors

Our website provides over 40 dental insurance options for people of all ages including seniors. Not only do we provide dental insurance plans to help keep your dental care cost more affordable, we provide a Blog so that you can learn about the special concerns that seniors may have with their dental health care. For a free dental insurance quote just enter your zip code in the quote box provided. To read our many post about dental insurance, dental care, and current health news just click on the blog link provide. Remember our member services is happy to help you if you should have any questions about any of our dental insurance plans options. Just call 310-534-3444 M-F 8-4

Posted on Jun. 7th 2017, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, Low Cost Dental Insurance Plans For Seniors

For only $158.40 that is less then .45 cents a day, you can get a twelve months dental insurance plan for a couple for that cost, it is even less for an individual dental plan. In addition this same plan provides Free X-Rays, Free Check ups and Free Cleaning’s.  You go to the dentist to do just those services without dental insurance and it on up to $150.00 or more. What are you waiting for? Rating factors will vary, just enter your zip code in the quote box provided to review all our dental insurance plan options. Call our member service line at 310-534-3444 if you have any questions about the dental insurance plans available

Posted on Jun. 3rd 2017, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, Individual Dental Insurance

Individual dental insurance plans, help to make dental care easy and affordable. Dental care cost is increasing each year, making it harder to see your dentist regularly do to the ever increasing cost. Dental insurance helps to control dental care cost keeping dental services more affordable. Studies suggest that more people are liking to visit their dentist regularly when they have current dental insurance in place. Review our dental insurance options just by entering your zip code in the quote box provided. If you should have any questions about our dental insurance plans please call our customer service line at 310-534-3444 as we be happy to assist you.

Posted on May. 23rd 2017, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, Be Careful About Tongue Piercings

We are not saying not to get tongue piercings if you want to, however be mindful of the risks of having a tongue piercing. Biting down on the metal stud can crack a tooth. Lip piercings pose a similar risk. And when metal rubs against the gums, it can cause gum damage that may lead to tooth loss. The mouth is also a haven for bacteria, so piercings increases the risk of infections and sores. Think about discussing the health risks with your dentist first.

Posted on Feb. 7th 2017, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, Freedom of Choice When Selecting a Dentists

Indemnity Dental Insurance Benefits

Indemnity dental insurance plans usually employ an “open panel” of dentists.  Indemnity Dental Insurance Plans. This type of dental plan pays the dental office (dentist) on a traditional fee-for-service basis.  Like a PPO dental plan, indemnity dental insurance plans give you the freedom to go to the dentist of your choice.

Posted on Feb. 5th 2017, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, Cut Out The Bedtime Bottles

Giving a baby a bedtime bottle of juice, milk, or formula, can put new teeth on a path to dental decay. The baby may become used to falling asleep with the bottle in his or her mouth, bathing the teeth in sugars overnight. It is best to keep bottles out of the crib. However if you must give your baby a bottle fill it only with water

Posted on Feb. 3rd 2017, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, Indemnity Dental Insurance Plans

They are NOT Dental Discount Plans

Also included with discount dental plans, these are not dental insurance, but can provide you with the freedom to visit any dentists at considerable discounts over their standard charge, though they are seemingly rare, but the indemnity dental insurance plans are also available to provide freedom to choose the dentist from your choice on a higher out of pocket expenditure.  The lack of benefits has rendered traditional indemnity dental insurance little more than two inexpensive continuing care visits, consisting of an examination, prophylaxis (cleaning) and radiographs (X-rays) per year and help with minor restorative treatment, such as a few direct restorations (fillings).

Posted on Feb. 1st 2017, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, Safe Your Teeth By Wearing a Mouth Guard

Whether you play football, hockey, baseball or any other contact sport, do not get in the game without a mouth guard. A mouth guard protects the upper row of teeth. Without it, your teeth could get chipped or even knocked out when the action gets rough. Self-fitting mouth guards may be purchased at a store, or you can have one custom made by your dentis

Posted on Jan. 31st 2017, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, Brushing your Teeth Correctly.

We all know by now how important brushing your teeth is as part of your daily dental habits. However, are your brushing technique still below par? Maybe you do not brush often enough or worse, at all? It takes only about two minutes to properly clean your teeth and gums. Angle the brush 45 degrees toward your gum line, and use gentle, circular strokes. Make sure the bristles on the brush are not bending, if they are, you are brushing too hard and wearing down your teeth and gums.

Posted on Jan. 19th 2017, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, The Right Amount of Coverage

Family Dental Insurance Plans

There are a multitude of family dental insurance plans that can provide the right amount of coverage for your entire family at an affordable rate.  With a family dental insurance plan you will have access to oral surgeons, endodontists, pedodontists, periodontists and orthodontists. In addition, under an individual and family dental insurance plan basic preventative services such as teeth cleaning and oral exams are generally covered 100%.

Posted on Jan. 17th 2017, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, Dental Health Insurance Options

Shop And Save By Buying Online

The first company to enable individuals to both comparison-shop and apply for dental health insurance and discount protection directly via the Internet.  Dental4Less. com is a provider of free quotes and advice for buying dental health insurance and discount plans that provide group, family and individual coverage.  There also are other dental health insurance key terms, such as predetermination of costs and annual benefits limitations.

A direct reimbursement dental health insurance plan reimburses participants on the amount they spend on any dental service rather than covering the type of service performed.  In dental health insurance, usual, customary and reasonable (UCR) is used to determine how much of the cost of a dental service an insurance company will agree to pay.

I recommend you consider reviewing the insurance company’s dental health insurance plans as recommended by the American Dental Association (ADA) which has a brief, but informative, description of usual, customary and reasonable (UCR) in regard to dental health insurance.  It’s just one easy step to get your dental heath insurance quote.  Please put your zip code to get your instant dental health insurance quote, and let InsuranceCompany.com do the work for you.

Posted on Dec. 27th 2016, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, Don’t Ditch The Dentist

If you are prone to ditching the dentist, it turns out you are part of the roughly 50 percent of adults in the United States who do not see a dentist on a yearly basis because of dentist phobia(fears), finances, or just plain neglect. Regular trips to the dentist can catch problems such as decay, gum disease, trauma, or cancer at an early stage when they are treatable and solutions are more affordable

Posted on Dec. 25th 2016, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, Smoking Kick the Habit

Just in case you need yet another person in your life to explain why you need to quit smoking? Talk to your dentist. The nicotine and tar in cigarettes are not only turning your teeth an unsightly shade of yellowish brown, but they are eating away at your gums. Smoking creates a ripe environment for bacteria and plaque on your teeth and along the gum lines. And that harms tissue and eventually increases your risk of tooth loss. Tobacco chemicals can also cause mouth sores that could turn into cancer. Extra dental care at your dentist will be needed if you are not going to quit smoking.

Posted on Dec. 23rd 2016, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, What Is A Root Canal

Here Is An Easy Explanation

Root canals are a part of dentistry called endodontics, which is concerned with the pathology of dental pulp and the area surrounding the root.  The root canals travel from the tip of the tooth’s root into the pulp chamber, which also contains blood vessels and connective tissue that nourish the tooth.  The percentage of success in root canals is in the high nineties, so when you have a root cancel on your tooth, you can be pretty sure that this root canal is going to work.

If your root canal is performed by an endodontist; a dentist that specializes in root canals, he will place a temporary restoration and send you back to your general dentist for the restoration.  Very small instruments are used to clean the pulp from the pulp chamber and root canals and to shape the space for filling.  The topic, root canals and the problem with bacteria that get trapped inside the microtubules of the tooth, of an infected tooth, can migrate throughout the body, they can infect an organ, gland or tissue, they can damage the heart, kidneys, joints, eyes, brain.

The tooth’s nerve lies within root canals, which lie within the roots or “legs” of the tooth.  The root canals travel from the tip of the tooth’s root into the pulp chamber, which also contains blood vessels and connective tissue that nourish the tooth.  The idea that root canals pose a risk to general health comes from research suggesting that bacteria and viruses left behind at the tip of the root canal might persist and multiply in the space around the tooth.

Posted on Dec. 9th 2016, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, Higher levels of Streptococcus in smokers’ mouths

Researchers from New York University Langone Medical Center and its Laura and Isaac Perlmutter Cancer Center have been using precise genetic tests to investigate the impact of smoking on the composition and action of oral microbiota.

The team used mouthwash samples from 1,204 American adults who are registered in a large, ongoing study into cancer risk, funded by the National Institutes of Health (NIH) and the American Cancer Society (ACS)

Posted on Dec. 7th 2016, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, Looking for a dental Insurance plan that starts right away.

Question: I live in California and I just started to have this toothache. I would like to see a dentist but I do not have dental insurance and cost without is too high. Are there dental insurance plans that start right away?

Answer: Yes, you may want to review our dental HMO insurance plans that starts the first day of the next month depending on when you sign up. There are also dental discount plans that start the next business day from buying the plan.

 

Posted on Dec. 5th 2016, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, Dental Plan Coverage and When the Plans Starts

Effective or Start Date

First off an effective date or start date of a dental insurance plan should not be confused with a plans waiting period.  Waiting periods are the time period  one has to wait before certain benefits are available under the plan. Such as basic dental services ( like fillings) may have  a six month waiting period before the plan will coverage’s  such services.

When shopping for individual, family or group dental insurance quotes, always review the dental plan coverage description thoroughly for any variations in coverage levels.  Coverage is not in effect until an application is signed, transmitted, payment received and approved by the underwriting company unless otherwise specifically stated.  Finding the right value in dental insurance or dental plans is an important step in purchasing dental coverage for you and your family.

Posted on Nov. 5th 2016, by Dental, in Individual Dental Insurance Plans, No Comments »

Dental 4 Less, Dental PPO Plans and Waiting Periods.

Question: I want to stay with our family dentist but his office does not accept anything other then PPO insurance plans.  I am okay with getting a dental PPO plans and have been reviewing the PPO options you provide on this website.  However what I do not like are the waiting periods.  Are waiting periods common in PPO plans? Or is there some way around them.

Answer: Generally PPO plans will have waiting periods common waiting periods are as follows:  

* No waiting periods for preventive dental care
* Six months waiting period for Basic dental care needs (such as fillings)
* One year waiting period for Major dental care needs (such as crowns)
However waiting periods will very depending on the plan.  There are some PPO insurance plans that do not have waiting periods. Such as the Madison National with the 1000 maximum limitation. (check to see if that plan is available in your state on our website)
A few dental PPO plans will wave their waiting periods but only if you have a current PPO plan in place for longer then their waiting periods. Though even then there may be some restrictions.

 

 

Posted on Nov. 3rd 2016, by Dental, in Individual Dental Insurance Plans, No Comments »
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