Call Us Today
 
(310) 534-3444

 

Dental Insurance

 

Buy Dental

Dental 4 Less – Baby Dental Care Starts With Mom

It’s important to understand that your baby’s dental care starts with your healthy pregnancy. Baby teeth form before birth, and your diet and oral health are key factors. Your doctor’s advice on a balanced, nutritious diet and adequate vitamins and minerals is crucial. Don’t avoid your dentist; unfortunately, many pregnant women do. However, it’s safe to see a dentist during pregnancy, and it’s actually essential. Despite the increased risk of gum disease, pregnant women can maintain their oral health by visiting their dentist regularly, without any harm to their baby.

Dental 4 Less – Stay Away From Sticky, Sugary Candy 

Food texture can cause problems with teeth. Sticky substances seem to find their way between teeth and along gum lines. The bacteria in your mouth interact with the sugars to weaken tooth enamel. Therefore, avoid candies such as toffee and anything gummy (such as gummy bears). If you do eat this type of treat, be extra diligent with your flossing and brushing afterward.

Dental 4 less – Your Teeth and Wine 

Wine may improve in flavor with age, but its high acidic content can harm your teeth. Wine’s acidity can swiftly erode the enamel of your teeth, leaving them vulnerable to damage. Additionally, the dark pigments in red wine and some white wines can cause stains on the teeth, affecting their appearance. Furthermore, indulging in wine can contribute to dry mouth, which can lead to oral health issues.

Dental 4 less – Limiting Your Refined Carbohydrates  

It’s no secret that avoiding flour-based, white, starchy foods can be a challenge. However, the benefits of limiting your intake of refined carbohydrates for the sake of good dental health are worth it. Refined carbohydrates have been linked to heightened inflammation, which can lead to oral health issues such as gingivitis. On the other hand, opting for whole grains and less processed carbohydrates can significantly contribute to maintaining healthy teeth and gums, giving you more reasons to make these healthier choices.

Dental Hazard of Drinking Coffee and Tea – Dental 4 Less

Although one of America’s favorite morning and afternoon beverages may be coffee and tea, they have compounds called tannins, which can cause unsightly stains and discoloring of your teeth. Therefore, to avoid staining your teeth, limit the amount of coffee and tea you drink throughout the day. If you drink coffee and tea, do so with a straw to limit contact with your teeth. Avoid slowly drinking these types of drinks. It can be fun to hang out at the local coffee house and buy one cup of coffee during your hour or more stay, but it could be more fun for your teeth if you don’t baby your drink or at least drink through a straw.

Dental HMOs Insurance Plans, picking a California Plan Dentist.

When you get a dental HMO and have to choose a dentist in the network, how do you choose the best one? I can only afford a dental HMO insurance plan. Since I do not have a current dentist, choosing one in a network is not a big deal other than ensuring stuff gets done.

Reply: You want to start with calling the dental office in the plan network of providers and confirming that they are still accepting the plan and new patients. Once you confirm that, the next step would be to ask some basic questions that may be important to you. Such as hours of operations, how long they have been in business if you have any special needs, and whether the office can address your needs. Do they have a website you can review for additional information about the dental office? You should check review sites such as Yahoo, google, and Yelp, to name a few. Remember that people tend to want to leave reviews when they have a terrible experience, but only sometimes when they do not. However, if one office has excessively bad reviews, you may want to rethink picking them as a provider.

Find the Most Affordable Dental Plan Options.

Dental health care is critical, and there are many ways to ensure you do all you can for your oral health care. There are many ways to ensure you are doing all you can for oral health care: simple things like brushing your teeth at least twice a day, flossing daily, using tarter control, and gum care mouthwash. The primary dental care you do for yourself is low-cost and takes very little time each day. The next step is to see a dentist at least twice a year for check-ups and cleanings.

Cost can be a factor, but it does not have to be. One way to control dental costs is through a low-cost dental insurance plan. Many dental insurance plans offer free to low-cost preventive dental care. The money you spend on dental insurance is well worth it. And by seeing your dentist regularly, you will avoid any major dental issues. However, if you need more extensive dental services, having dental insurance will also help control your dental cost. Be thoughtful about your oral health and think ahead. Good dental care now makes for good dental care in the future.

California Dental Teeth Care, Eating After Dental Bonding.

Question: I just got some dental bonding on five teeth. However, I did not ask my dentist if it was okay for me to eat anything or if I needed to wait. If so, how long do I need to wait after having bonding done? I need to know.

Reply: You don’t have to wait to eat or drink after your appointment. However, you may experience slight tooth sensitivity to heat and cold after teeth bonding for a few days afterward. To prevent staining, avoid or keep to a minimum coffee, tea, soy sauce, colas, grape juice, blueberries, fresh cherries, and acidic foods like citrus juices and tomato sauce. You may want to call your dentist, who did the bonding, for any aftercare instructions, which they would typically give you at the time of your appointment.

Dr Dental – Tooth Decay

What is Tooth Decay? Tooth decay is the destruction of a tooth’s outer surface from acid-forming bacteria produced by food containing carbohydrates (sugars and starches). Tooth Decay Prevention: Brush your teeth twice a day with fluoride toothpaste. Preferably, brush after each meal and before bedtime to help prevent bacteria from staying on your teeth for a certain length. Consider these helpful tips: Floss your teeth daily to prevent tooth decay and gum disease. Check with your dentist about using supplemental fluoride, which strengthens your teeth and helps prevent tooth decay. Consider dental sealants; sealants are placed on the top of the molars to protect the teeth from decay. Use mouthwashes with fluoride. Many kill 50% or more of the bacteria that cause tooth decay. Chewing gum with the ingredient Xylitol © may also kill some of the bacteria that cause tooth decay.

Affordable family dental insurance that will not make you pay upfront for dental services.  

Question: I need to find a family dental plan where we can all go to the dentist whenever we need to and pay the dental office bills after the dental insurance company pays their part before making us pay our share of the cost.

In the past, we had plans to pay the dentist upfront for the total cost of our dental services and wait for the insurance company to refund us. In this day and age, who can afford to do that? I know we can not. 

Those types of dental insurance plans keep us from going to the dentist, and at that point, I do not see paying $120 a month for a dental insurance plan we do not even use because we can not pay upfront for dental services. What options are left for us that would be more affordable?

Reply: Welcome! I hope you are doing well today. I want to discuss dental insurance plans and how claims are processed. I can understand why the claims process can be upsetting, particularly regarding how claims are paid. Let me assure you that you are not alone. Many people have questions about dental insurance plans and how they work.

Based on what you have told me, you have either a dental PPO or an Indemnity dental insurance plan. If you like the plan benefits and coverages overall and it is just about how claims are paid, consider talking to your dentist. With dental PPO and Indemnity plans, the payment process and how the dentist gets paid is really up to the dental office. It does not typically come from your insurance company.

The dentist can choose to submit the claim and get paid by the insurance company before billing out any remaining balances to their patient. In the past, many dental offices processed claims that way. However, sadly, many patients would fail to pay their part, and then the dentist’s office would have to chase them down for payment. This is why many dental offices have started billing their patients in full and making them file claims to the insurance company to get paid back (refunded) the part due them.

Some dental offices charge you what they think your part of the cost would be based on your policy coverages, then bill or credit you depending on the outcome. However, few dentists still do this, as it can still be an issue of fully getting paid for services already rendered.

Based on what we have discussed, it is not an issue with the insurance plan per se but more of knowing how your dentist is willing to file claims and how they expect you to pay for services. Therefore, if you are still facing issues with your dental insurance plan, you may need to change your dental office, not your dental insurance plan. I hope this information was helpful to you. If you have any additional questions, please do not hesitate to ask.

Dental 4 Less – Dental Discount Plans

I do not have current dental insurance and very little money. My dentist told me I needed dental work on my teeth, so I started looking for dental insurance. Right now, insurance seems too costly for me, but some friends tell me to avoid dental discount plans because they are not insurance. Is this true?

Reply: That is correct. Dental discount plans are not insurance. Dental discount plans help you save money on your dental care cost as long as you go to a dentist who is a provider of the plan. Discount plans are an excellent way to help make dental care more affordable at a low cost. If you want dental insurance, consider reviewing dental HMO plans. Dental HMO plans are the more affordable dental insurance option.

Dental PPO plans let you choose your dentist.

What Dental PPO and Indemnity plans have to offer. Dental PPOs and Indemnity plans allow you to choose your dentist, and for many people, that can be a deciding factor in buying those types of dental insurance plans. For people who want to stay with their current dentist or to be able to choose their dental provider, these types of insurance plans are for that. Dental PPO and Indemnity plans are usually more costly than HMO’s dental insurance plans. Are dental PPOs and Indemnity insurance plans worth the cost? The answer is yes. If you know your dental needs and understand the terms and conditions of the insurance plan, many people are happy with their PPO plans. Trouble comes when you fully understand dental insurance plan’s limitations.

Dental 4 Less – Understanding Dental Insurance.

I need to understand how dental insurance works. I have a dental insurance PPO plan through my job, but it could be better. I am considering removing it and getting just the medical. Why have insurance if you have to pay the dentist?

Reply: Medical insurance has a cost paid out by the insured, too. Dental insurance is designed to make dental care more affordable, not necessarily free. You may not think dental care without insurance is so bad, but to give you an example of how even in preventive care, dental insurance is worth the cost. Say all you need is preventative care.

Without insurance, preventive care costs (Office visits, Bite-wing X-rays, Oral Exam, and Basic Cleaning) can range around $200 – $400, keeping in mind most low-cost HMOs plan range from $8.00 to $20.00 a month with preventive care typical being free. More extensive dental care services become expensive when you don’t have dental insurance.

Dental 4 Less – Knowing the dental ADA codes when shopping for dental insurance. 

For some people shopping for dental insurance can become confusing. They do not know if the dental services they want are covered under the plan they may be reviewing. How can you ensure that you buy a dental plan that covers the dental service you may need? Know your ADA codes. ADA codes are codes used by the dentist and the dental insurance company so that the insurance company knows what dental services are being provided. So when shopping for dental insurance, ask your dentist for the dental ADA codes they may be quoting for you whenever possible. Also, not all the ADA codes may be listed on the company fee schedule so if you do not see call the company and confirm if it is covered before buying the plan.

Posted on Oct. 26th 2023, by Dental, in Dental Insurance, No Comments »

Dental 4 Less – Dental Discount Plans California. 

Our website offers a dental discount plan through Aetna. Dental discount plans are a good low-cost dental plan option. They do not have many limitations that dental insurance plans may have. Many of our dental discount plans start within the next business day of your online enrollment, which is very good for those in dental pain since they can see a dentist immediately. Dental discount plans are not for everyone. But they are a good way to reduce all your dental needs at a very affordable cost.

When deciding between dental discount plans, carefully review their fee schedules. The fee schedules show the discount prices on what you pay for each dental service listed. You also want to make sure there is a dentist in the dental plan you want to go to. There is no outside network benefits. I suggest calling the dentist listed and confirming they are still accepting the plan and new members.

Posted on Oct. 23rd 2023, by Dental, in Dental Insurance, No Comments »

Dental 4 Less – Dental Coverage and Filing Claims Forms.

When you have a dental insurance plan where you are dealing with the filing of claims, it is important to understand the claims process. Know how your insurance company handles claims and how the dentist your pick files out your claims. Problems arise when you do not clearly understand your dental insurance and how claims are paid. As well as when you do not know how the dental office is going to make you pay and how they file out claims.

Many PPO plans or free choice of dentist plans state they pay out a certain percentage for preventive, basic and major services. However, that percentage is normally up to the UCR or MAC rates for dental companies. Knowing that is important and a good idea is to submit dental services to the claims department as a quote only before any dental work is started. That way you always know your true cost for the dental services before committing to it. It is equally important to know how the dental office is going to file your claim.

Do not assume that the dentist will not charge you the full amount for the dental services. Making you wait for your refund back from the dental office. This is a mistake often made and normally, it is after the fact. Causing many people to be upset. Ask the dentist what they expect you to pay and how before work is started. Do they file the claims for you, or do you need to file them? Knowing all this ahead of time will keep you from any unexpected billings and from

Posted on Oct. 20th 2023, by Dental, in Dental Insurance, No Comments »

Full Coverage Dental Insurance and what it means 

When looking for what they think is “Full Coverage Dental Insurance” it is essential to determine what “Full Coverage” means to you. Full coverage can mean different things to different people. So what does “Full Coverage” mean to many other people I talk to and me? Simply put, I would pay X dollar monthly (whatever that would be), and all my dental services would be paid in full. There would be no dental service rendered that would not be covered, and I only have to pay the monthly cost for the plan. I have yet to find a dental insurance plan that works this way. However, if you do, I would love to know about it.

That is why I never use the term Full Coverage when talking to people about dental insurance. Instead, I try to find out what the person feels are their current and future dental needs and try to fit dental insurance or dental discount plan that will best address their dental needs. My best advice when looking for dental insurance is to read, then read, some more. Make sure you know what you will get from the dental plan. If there is still something you do not understand, then call the company up and ask all the needed questions so you can feel good about the dental plan you decide to get. Forget about looking for full coverage and instead look for a dental plan that will fit your dental needs the best. Sometimes to do that, you may have to get more the just one dental plan. You may want to combine plans that make the best sense for your needs. We are here to help you with any dental insurance and or dental plan that this website offers in your state. If you have questions, we look forward to your calls. So please call member services at 310-534-3444 CA time 8-5 M-F. We be happy to help

Posted on Oct. 18th 2023, by Dental, in Dental Insurance, No Comments »

Missing teeth and proper dental health care  – Dental 4 Less

Did you know if you are missing one or more teeth, you may see a difference in your chewing and speaking? You may even notice a difference in your face and profile. For many people missing teeth can cause low self-esteem. Making people smile and laugh less for fear of people seeing their teeth. Proper dental care can and will help fix your teeth. Bridges will not only improve the gap caused by missing teeth but will restore the shape of your face and alleviate the difference in your bite. A dentist could also advise fixed or partial dentures when needed. Bridges and partial will look just like your regular teeth and give you back a smile you want to have.

Another is dental implants which is usually more costly but would be dental implants. Dental implants are artificial teeth that attach directly to the jaw. Not everyone can have implants, but a dentist can advise if that is an option for you. Talk to a dentist about your dental options and see which one you feel will be best for you. Most dental insurance plans will cover a portion of the cost for dental bridges, partials, and or dentures. At this time, it is still hard to find dental insurance that offers coverage for dental implants. Therefore when it comes to implants, you may want to review dental discount plans for cost savings. However, read your dental insurance plan terms and conditions, and when in doubt, call the company so you can know for sure what you are and are not covered for. Keep us in mind for any of your dental insurance dental plans needs. We are here to help you get the best dental plan for your current dental needs.

Posted on Oct. 15th 2023, by Dental, in Dental Insurance, No Comments »

Dental 4 Less – Acid Reflux and Dental Care 

Many people are dealing with Gastroesophageal reflux disease, which is a common condition. Acid Reflux is when stomach acid is refluxed up, which may cause problems to your esophagus, oral health, and teeth if left untreated. Regarding oral health care, acid reflux can cause enamel erosion, which can lead to tooth decay and other dental issues. Acid reflux can also cause bad breath issues. So it is not only essential to speak to a doctor when dealing with acid reflux but also talk to your dentist. Let your dentist know that you are dealing with acid reflux. That way, they will learn to check more carefully for signs of tooth enamel erosion and wear on fillings. You may want to see a dentist more the just twice a year if you have constant acid reflux issues. Stomach acid will quickly damage teeth if you do not stay on top of your oral health care. You will want to see a doctor to control your acid reflux and see a dentist regularly to maintain your teeth’ health. Also, here is a good tip that may help you when acid reflux comes up in your mouth. Immediately after, do not brush but rinse with baking soda. Baking soda will help neutralize the effects of the stomach acid that comes up into your mouth. Keep a record of food that makes you more sensitive to getting acid reflux and try to limit yourself on those foods.

Posted on Oct. 12th 2023, by Dental, in Dental Insurance, No Comments »

Dental 4 Less – Why Replace a Dental Filling

Although fillings can last many years, they may not always last forever. Without knowing, you can wear down a filling by constant pressure from chewing when eating. Other people also may grind or clench their teeth knowingly or not, which will also cause wear on fillings. People who grind their teeth when they sleep should wear a night guard to protect their teeth. You may not be able to see the wearing down on your fillings, but a dentist can. Usually, a dentist can spot weaknesses in fillings during your regular checkups.

Without regular checkups filling wear will go unnoticed. If the seal between the tooth and the filling breaks down, you are leaving your tooth open to new decay, which can get under your filling. If left untreated, the decay can progress to the dental pulp and may cause infection or abscess. Dental decay can lead to more significant dental services, such as a root canal. You can see the importance of regular dental visits. Many times, people do not know this is going on until they start tooth pain. Preventive dental care not only saves you from unwanted dental pain but, in the long run, will save you from having higher-cost dental services. Keep in mind that many low-cost dental insurance plans, such as HMO, offer free office visits, checkups, X-rays, and cleanings. By buying and using dental insurance, you can save money and help keep a beautiful smile.

Posted on Oct. 10th 2023, by Dental, in Dental Insurance, No Comments »

Teething at Four Months – Dental 4 Less

Teething at Four Months – Dental 4 Less

Question: My son turned four months old, and I think he is already teething. He is our first child, so we are not sure when a baby will generally start teething. Can they have teeth at four months? Should I take him to see a dentist or a doctor? 

Reply: Some babies start to teeth as soon as three months, so do not worry if your baby is teething at four months. Some signs of teething would be: Drooling, Sucking on their hands and fists, fussing more, sleeping less, and all kinds of good stuff. There are teething products you can get at most stores, or if you have it, Baby R Us is a good place to go too. If you are worried about the teething process, you can either go to your baby’s doctor or pediatric dentist either one should be able to help you. Go to the one you feel is the best 

Posted on Oct. 2nd 2023, by Dental, in Dental Insurance, No Comments »

Dental Prophylaxis – Dental4 Less

Most dental insurance plans cover preventive dental services such as general or basic cleanings at no cost. The standard dental term used for this type of cleaning is dental prophylaxis, a scaling and polishing procedure performed to remove coronal plaque, calculus, and stains.

Posted on Sep. 29th 2023, by Dental, in Dental Insurance, No Comments »

Dental 4 Less – What is a Periodontist

Question: I went to the dentist the other day and had no cavities, which I thought was good since I had not seen a dentist in many years prior to this point. I was told by the dentist that I do have gum disease and that I need to see a Periodontist. Why would I need to see a Periodontist? I am not sure what that is, but I am guessing it has to do with my gums. Why can not the dentist do a deep cleaning that I thought you would get when people have gum issues? I do not have dental insurance, and I know if I go to one of those Periodontist people, it will cost me way more than I can afford. Is it all that important that I go? After all, my teeth are fine, and my gums do not hurt me. 

Reply: One thing you may want to keep in mind is that when you go to a dentist, the dentist is not thinking about whether or not you can afford to do what they suggest. The dentist is telling you only what they feel is the best thing for your oral health care. A dentist would not refer you to a specialist if they did not believe that would be the best thing for you. 

You need to tell the dentist that you can not afford to go to a specialist right now, so you need to do the next best thing. The dentist may tell you how important it is to see a specialist. However, if it comes down to it, they know it would be better for them to do what you can afford to have done than for you to do nothing. Dentists can not read your mind. If you do not explain to them what you can and can not afford to do, then do not get upset because they are telling you something costly, and you can not afford it.

Posted on Sep. 27th 2023, by Dental, in Dental Insurance, No Comments »

Dental 4 Less – Having Regular Dental Check-ups

Why should you see a dentist for regular dental checkups?

Your dental checkups consist of more than just X-rays and cleanings. The dentist is looking at more than whether or not you have any cavities or if you have been flossing well enough. Dental checkups also include oral cancer screenings. The dentist or hygienist will also check for any signs of oral cancer. 

Oral cancer is a severe dental disease that claims lives daily. However, it is often highly curable if diagnosed and treated in the early stages. Many people do not have regular dental checkups due to a lack of dental benefits through their jobs or the cost of dental services and feeling they can not afford to go to the dentist. 

Sometimes, you can not afford not to go to the dentist. On this website and in every state, we offer low-cost dental plan options, either by providing low-cost dental insurance plans or dental discount plans. Both will make dental care more affordable.

Posted on Sep. 13th 2023, by Dental, in Dental Insurance, No Comments »

Gum Disease and Dental HMO Insurance Plans – Dental 4 Less

If you have Gum Disease and no dental insurance currently, you may want to look into buying a dental HMO insurance plan. Dental HMOs are typically a lower-cost insurance plan option. More importantly, however, they generally do not have waiting periods. Having no waiting periods is essential for gum disease, as you will want to treat it as soon as possible before it becomes an even more significant dental care issue.

Posted on Sep. 11th 2023, by Dental, in Dental Insurance, Gingivitis, No Comments »
Copyright 2011(c). Dental4Less.com is a registered trademark. All rights reserved. DEL AMO Insurance Services, Inc. | Privacy Policy

This is not an attempt to describe the product coverage and its' contents but merely used as a sales tool for the purpose of product illustration. The website and its' owners cannot make recommendations as to whether any illustrated product may meet the users' particular needs. Therefore, the suitability of the product is the final determination of the user of this website. The use of this website is acceptance of the sites' privacy statement. Coverage is not in effect until an application is signed, transmitted, payment received and approved by the underwriting company unless otherwise specifically stated. A physical and/or background inspection may be done to verify the information provided. The quote(s) will be based up on the underwriting information you supplied and the quote(s) is/are subject to change upon inspection and review by the underwriting company. The underwriting company reserves the right to determine the final coverage, premium and acceptability If you have any questions regarding the information collected, please contact the agency. All quotes are provided by DEL AMO Insurance Services, Inc,. DBA: InsComp Insurance Services and/or one of it's affiliated agents, brokers, agencies, brokerages, and/or companies Lic: 0B93601 Agent David Blunt, Lic: 0638553. Commercial use by others is prohibited by law. No portion of any news or information from this website may be photocopied, faxed, mailed, distributed, transmitted, published, broadcasted, duplicated, or re-distributed in any manner for any purpose without prior written authorization of its' owner.