It’s important to understand that your baby’s dental care starts with your healthy pregnancy. Baby teeth form before birth, and your diet and oral health are key factors. Your doctor’s advice on a balanced, nutritious diet and adequate vitamins and minerals is crucial. Don’t avoid your dentist; unfortunately, many pregnant women do. However, it’s safe to see a dentist during pregnancy, and it’s actually essential. Despite the increased risk of gum disease, pregnant women can maintain their oral health by visiting their dentist regularly, without any harm to their baby.
Food texture can cause problems with teeth. Sticky substances seem to find their way between teeth and along gum lines. The bacteria in your mouth interact with the sugars to weaken tooth enamel. Therefore, avoid candies such as toffee and anything gummy (such as gummy bears). If you do eat this type of treat, be extra diligent with your flossing and brushing afterward.
Wine may improve in flavor with age, but its high acidic content can harm your teeth. Wine’s acidity can swiftly erode the enamel of your teeth, leaving them vulnerable to damage. Additionally, the dark pigments in red wine and some white wines can cause stains on the teeth, affecting their appearance. Furthermore, indulging in wine can contribute to dry mouth, which can lead to oral health issues.
It’s no secret that avoiding flour-based, white, starchy foods can be a challenge. However, the benefits of limiting your intake of refined carbohydrates for the sake of good dental health are worth it. Refined carbohydrates have been linked to heightened inflammation, which can lead to oral health issues such as gingivitis. On the other hand, opting for whole grains and less processed carbohydrates can significantly contribute to maintaining healthy teeth and gums, giving you more reasons to make these healthier choices.
Although one of America’s favorite morning and afternoon beverages may be coffee and tea, they have compounds called tannins, which can cause unsightly stains and discoloring of your teeth. Therefore, to avoid staining your teeth, limit the amount of coffee and tea you drink throughout the day. If you drink coffee and tea, do so with a straw to limit contact with your teeth. Avoid slowly drinking these types of drinks. It can be fun to hang out at the local coffee house and buy one cup of coffee during your hour or more stay, but it could be more fun for your teeth if you don’t baby your drink or at least drink through a straw.
When you get a dental HMO and have to choose a dentist in the network, how do you choose the best one? I can only afford a dental HMO insurance plan. Since I do not have a current dentist, choosing one in a network is not a big deal other than ensuring stuff gets done.
Reply: You want to start with calling the dental office in the plan network of providers and confirming that they are still accepting the plan and new patients. Once you confirm that, the next step would be to ask some basic questions that may be important to you. Such as hours of operations, how long they have been in business if you have any special needs, and whether the office can address your needs. Do they have a website you can review for additional information about the dental office? You should check review sites such as Yahoo, google, and Yelp, to name a few. Remember that people tend to want to leave reviews when they have a terrible experience, but only sometimes when they do not. However, if one office has excessively bad reviews, you may want to rethink picking them as a provider.
Dental health care is critical, and there are many ways to ensure you do all you can for your oral health care. There are many ways to ensure you are doing all you can for oral health care: simple things like brushing your teeth at least twice a day, flossing daily, using tarter control, and gum care mouthwash. The primary dental care you do for yourself is low-cost and takes very little time each day. The next step is to see a dentist at least twice a year for check-ups and cleanings.
Cost can be a factor, but it does not have to be. One way to control dental costs is through a low-cost dental insurance plan. Many dental insurance plans offer free to low-cost preventive dental care. The money you spend on dental insurance is well worth it. And by seeing your dentist regularly, you will avoid any major dental issues. However, if you need more extensive dental services, having dental insurance will also help control your dental cost. Be thoughtful about your oral health and think ahead. Good dental care now makes for good dental care in the future.
What is Tooth Decay? Tooth decay is the destruction of a tooth’s outer surface from acid-forming bacteria produced by food containing carbohydrates (sugars and starches). Tooth Decay Prevention: Brush your teeth twice a day with fluoride toothpaste. Preferably, brush after each meal and before bedtime to help prevent bacteria from staying on your teeth for a certain length. Consider these helpful tips: Floss your teeth daily to prevent tooth decay and gum disease. Check with your dentist about using supplemental fluoride, which strengthens your teeth and helps prevent tooth decay. Consider dental sealants; sealants are placed on the top of the molars to protect the teeth from decay. Use mouthwashes with fluoride. Many kill 50% or more of the bacteria that cause tooth decay. Chewing gum with the ingredient Xylitol © may also kill some of the bacteria that cause tooth decay.
Question: I have a PPO that has a waiting period for almost everything. Since I have the plan for seven months, I only have five more months until I can have significant services. When I bought the plan, I did not think waiting periods would be an issue and that I could wait them out. Now, I need a crown that will cost about $900.00. After the waiting period, the insurance company that I am with will cover 50% of the cost.
I need the crown now; are there better ideas than waiting five more months? My dentist said I should get the crown now since it will help protect my chipped tooth. Can I get the crown and file the claim after the waiting period? That way, I will at least get my $450.00 back in the five months after I file the claim. I hate spending money that my insurance company should pay out for.
Reply: I can understand your frustration with waiting for the insurance company to cover the cost of your crown. It’s good that you have consulted with your dentist and know the importance of getting the crown to protect your chipped tooth.
Consider asking your dentist if they offer any payment plans or financing options. A payment plan could allow you to get the crown and pay for it over time rather than waiting for your insurance to kick in.
I would advise against filing the claim after the waiting period. Most insurance companies have policies requiring claims to be filed within a specific time frame, typically within a few months of the service date.
It’s important to understand that filing a claim for a service received during a waiting period but saying it was after could be considered insurance fraud. If someone files a claim with false information, the insurance company may deny it, revoke the policy, or even pursue legal action.
Suppose an individual receives crown treatment during the waiting period of their insurance policy and submits a claim stating that the treatment was accepted after the waiting period. In such cases, the insurance company considers this act as fraudulent. If the insurance company uncovers this false information, it will reject the claim and inquire into the policyholder’s other claims and medical history. This could result in a considerable hike in insurance premiums or even policy cancellation. Moreover, most dental offices file the claim to the insurance company, and it is doubtful that they would mistakenly mislead the insurance company about the date of service.
In short, honesty is always the best policy for filing insurance claims. It’s essential to follow the insurance company’s rules and regulations and not engage in fraudulent activities. If you have any doubts or questions about your insurance policy, it’s always a good idea to contact your insurance provider for clarification.
Ultimately, the decision is up to you. It may be worth weighing the pros and cons of waiting for insurance coverage versus paying for the crown out of pocket and considering any payment options that may be available to you.
Consider a Temporary Crown for Your Chipped Tooth: Benefits, Insurance Coverage, and Advice from Dentist
You could discuss with your dentist the possibility of getting a temporary crown until your waiting period is over. Temporary crowns are acrylic and designed to protect your chipped tooth, maintain your bite, and prevent further damage until the permanent crown is ready.
Temporary crowns are typically much less expensive than permanent crowns, which could make them a more affordable choice for you. Some dental insurance policies cover the cost of temporary crowns, even during the waiting period before placing a permanent crown. It’s always a good idea to check with your dental insurance company’s member service to verify if they cover temporary crowns. If they do, it can help you make an informed decision about your dental care and save you money. Feel free to ask your dentist about the pros and cons of temporary versus permanent crowns and which option might suit your situation.
However, it’s essential to remember that temporary crowns are less durable and long-lasting than permanent crowns and will eventually need to be replaced. Your dentist can advise you on whether a temporary crown is the best option for your situation and help you make an informed decision.
Getting a Dental HMO Insurance Plan
An alternative solution to consider when needing a crown during a waiting period is to purchase a dental HMO insurance plan that does not have waiting periods. This option can help reduce the crown cost if you have yet to start any work on the tooth that needs the crown.
However, it’s important to note that this may require you to change to a different dental office that accepts the HMO plan. Fortunately, many dental offices accept HMO plans, so finding a new provider that meets your needs should not be difficult. Be sure to consult with your dentist and insurance provider to discuss this option and determine whether it is the right choice.
Dental Discount Plan May Help You Save Money During a Waiting Period
Dental discount plans are an alternative option that can help you save money on dental services, including crowns, during a waiting period. These plans are not insurance policies but membership-based programs offering discounted rates for dental services.
Dental discount plans typically have no waiting periods and can be used immediately. You can enroll in a dental discount plan and access discounted dental services, including crowns, immediately, even if your current dental insurance plan has a waiting period.
One of the benefits of dental discount plans is that they often offer significant discounts on dental services. The discounts can vary depending on the plan and the provider, but they can range from 10% to 60% off the regular cost of dental services.
Another advantage of dental discount plans is that they are generally easy to use. Once you sign up for the plan, you can present your membership card at the dental office to receive the discounted rate. No claim forms or waiting periods; you can use the plan as often as needed.
It’s important to note that dental discount plans are not insurance policies, so they do not cover the entire cost of dental services. Instead, they offer discounted rates to help you save money on dental care. Dental discount plans may be a good option for people who do not have dental insurance or who have a waiting period on their current dental insurance plan.
Cash Discount May be an Option
If you choose to get the dental crown during the waiting period, it’s worth discussing with your dentist whether they offer a cash discount for services not filed with insurance. Some dental offices may provide a discount for patients who pay in cash, saving them the time and cost of filing an insurance claim. It’s always a good idea to ask your dentist about any discounts or payment options.
Additionally, a cash discount could help you save money in the long run, especially if you don’t plan on using your insurance for any other dental procedures during the waiting period. However, it’s essential to remember that not all dental offices offer a cash discount, and the discount amount can vary.
Therefore, it’s essential to discuss the cost of the crown with your dentist and any payment options available. Being transparent with your dentist about your financial situation can help them better understand your needs and find ways to work with you to provide the best possible care.
Finding Affordable Dental Insurance Plans with Dental4Less.com
In conclusion, waiting for insurance coverage for necessary dental procedures can be frustrating, but it’s essential to avoid committing insurance fraud. Filing a claim with false information can lead to severe consequences, including policy cancellation, legal action, and a considerable hike in insurance premiums. Therefore, it’s crucial to consider alternative options when needing immediate dental care, such as payment plans, temporary crowns, or purchasing a dental HMO plan without waiting periods.
Dental4Less.com offers a wide range of dental plan types that can assist you in finding an affordable and reliable dental insurance plan that meets your specific needs. Our team of experts is available during business hours of M-F 8-4, and we’re always happy to help. We understand that dental care can be expensive, and we aim to provide options that make it more affordable while ensuring you receive the care you need.
We believe honesty is always the best policy when filing insurance claims. Therefore, we encourage you to avoid fraudulent activities and follow your insurance company’s rules and regulations. If you have any questions or doubts about your policy, please don’t hesitate to contact your insurance provider for clarification.
In summary, exploring alternative options and finding a dental insurance plan that meets your needs is a better and more honest approach than filing a claim with false information. Dental4Less.com can help you find affordable and reliable dental insurance plans that fit your budget and dental care needs. Contact us today at 310-534-3444 during our business hours of M-F 8-4, and let us assist you in finding the right plan for you.
You should think ahead when getting dental insurance.
It may seem surprising that many people do not have dental insurance. However, dental insurance benefits are only sometimes offered through work, so people do without until a significant dental need arises. The problem with waiting until you need dental insurance is that it can be too late to get the type of dental insurance you want. You may need a dental PPO plan to stay with your dentist.
However, most dental PPO plans have long-term waiting periods, so you may not get the coverage you seek when not bought early. If you have a dentist you do not wish to change, find out what dental plans you would need to stay with their dental office. If you are with a dental office that only accepts PPO dental plans, you should consider getting a PPO plan now to have a plan in place for your future dental needs, whether for preventive dental care or major dental care.
California Oral health care, Red and sore gums
I recently noticed that my gums have been hurting slightly and seem redder than usual. I brush twice a day and floss almost every day. They do not bleed when I am doing that but they just kind of hurt when I do. Could I have gum disease?
Reply: Some of the start signs of gingivitis (gum disease) would include but are not limited to, Swollen or puffy gums, Dusky red or dark red gums, and tender gums. I suggest visiting your dentist as soon as possible, so if you have the start of gingivitis, your dentist can treat it before it becomes a more significant issue. Consider buying dental insurance if you do not have any current, as it will help to keep your dental care cost more affordable.
Are You Getting the Facts Before You Buy Dental Insurance?
When shopping for dental insurance online or through an agent, know all the facts about each type of dental plan before buying one. Mistakes happen when you need clarification on how a dental plan works. Purchasing dental insurance online is easy and convenient, but people need to read and understand what they buy. Before hitting the submit button, ensure you understand the plan’s terms.
Does the dental plan have waiting periods or yearly max dollar amount limitations? Is the dental insurance plan an in-network dental provider only, or can you go outside the network of dental providers? When is the insurance plan effective? Did you call the dentist to confirm they still accept the dental insurance plan? Is what you are reviewing a dental insurance plan or a dental discount plan? What are your dental needs, and are you getting a dental insurance plan that best fits them?
Taking the extra time to fully understand the dental plan you are buying will save you from headaches and being upset later on.
I do not have current dental insurance and very little money. My dentist told me I needed dental work on my teeth, so I started looking for dental insurance. Right now, insurance seems too costly for me, but some friends tell me to avoid dental discount plans because they are not insurance. Is this true?
Reply: That is correct. Dental discount plans are not insurance. Dental discount plans help you save money on your dental care cost as long as you go to a dentist who is a provider of the plan. Discount plans are an excellent way to help make dental care more affordable at a low cost. If you want dental insurance, consider reviewing dental HMO plans. Dental HMO plans are the more affordable dental insurance option.
What Dental PPO and Indemnity plans have to offer. Dental PPOs and Indemnity plans allow you to choose your dentist, and for many people, that can be a deciding factor in buying those types of dental insurance plans. For people who want to stay with their current dentist or to be able to choose their dental provider, these types of insurance plans are for that. Dental PPO and Indemnity plans are usually more costly than HMO’s dental insurance plans. Are dental PPOs and Indemnity insurance plans worth the cost? The answer is yes. If you know your dental needs and understand the terms and conditions of the insurance plan, many people are happy with their PPO plans. Trouble comes when you fully understand dental insurance plan’s limitations.
I need to understand how dental insurance works. I have a dental insurance PPO plan through my job, but it could be better. I am considering removing it and getting just the medical. Why have insurance if you have to pay the dentist?
Reply: Medical insurance has a cost paid out by the insured, too. Dental insurance is designed to make dental care more affordable, not necessarily free. You may not think dental care without insurance is so bad, but to give you an example of how even in preventive care, dental insurance is worth the cost. Say all you need is preventative care.
Without insurance, preventive care costs (Office visits, Bite-wing X-rays, Oral Exam, and Basic Cleaning) can range around $200 – $400, keeping in mind most low-cost HMOs plan range from $8.00 to $20.00 a month with preventive care typical being free. More extensive dental care services become expensive when you don’t have dental insurance.
Are Individual PPO Dental Insurance Plans worth buying?
Some people may feel that getting dental insurance is not worth the plan’s cost. That may be true for some dental insurance plans if the person wanting it only wants the dental insurance for short-term use. Many people put off their dental care until they are in pain or have significant dental issues. Then get upset when they find out that many PPOs or Indemnity insurance plans have limitations that will not be able to help them with their major dental care needs immediately. A dental PPO plan is not for those who only want to buy a dental insurance plan to fix a current dental issue and then turn around and cancel the plan once they have their dental work done. The reason is that dental PPOs are designed to be long-term plans and not short-term ones. When considering buying a dental PPO or Indemnity plan, the thing to keep in mind is your long-term dental needs. When getting these types of insurance plans, it is a dental plan you want to keep for at least a few years.
PPO Full Coverage Dental insurance for a dental crown
Question:I require two dental crowns. I seek a dental insurance plan covering at least 50 percent or more on a crown and one without waiting periods. Is there a dental insurance plan like that?
Reply: We have two options for you; any of our HMO dental insurance would work. On the HMOs we provide, there are no waiting periods. The crown’s cost typically ranges from $100.00 – $250.00+. Another option would be our Delta Dental PPO plan. That does not have waiting periods; however, the first-year benefits on majors services such as crown run around 10 to 15 percent, and you only have 50 percent benefits on majors services once you have the plan for three years.
In a prior post we talked about the fluoride content and effectiveness of your toothpaste. In order to get the most from your toothpaste, consider buying toothpastes that exclude ingredients reduce fluoride bioavailability like SLS. Also buy your toothpaste in smaller containers,and at more frequent intervals so that your toothpaste stays fresh. This simple trick will help your teeth stay strong and is especially important for individuals at a high risk for cavities.
The longer your toothpaste sits on the shelf after it is manufactured, the more time there is for fluoride to combine with ingredients in your toothpaste like abrasives, sodium lauryl sulfate (SLS), etc. which reduce the overall fluoride content and effectiveness of your toothpaste. Studies being conducted have shown that this reduction in fluoride availability can occur rapidly over the first few months after toothpaste is manufactured. This occurs even before your toothpaste reaches its expiration date.
When using desensitizing, do not rinse after brushing for at least 30 minutes. Pro-Argin Sensitive Pro-ReliefThese toothpastes need time to work like they should. By spitting thoroughly instead of rinsing your mouth with water after brushing, you will allow the thin coating of toothpaste remaining on your teeth to get to work providing the relief it is designed give you.
Question: In another six months I will receive dental benefits though my current employer. Right now I need to have a short term or temporary dental plan that can help me out on a few of my current dental needs. I been trying to put of buying dental insurance since I will be getting dental benefits soon. However one of my teeth are really staring to hurt me. Can you advise if you have any dental plan that I do not have have to keep for a full year or more?
Answer: I would suggest reviewing our dental discount plans as they will help to reduce your overall dental care cost and you can cancel the plan at any time with a 30 days written request to do so. You may also want to review our Dental HMO plan. Although you do pay for the plan annually it is not too costly and may still workout better for you.
Question: I live in Texas and I am a low income mom of two. I do not have any dental benefits only medical right now. I am worry that I can not afford my children’s dental care without some help. Do you offer any low income dental plans?
Answer: Our lower cost dental insurance plans options would be the dental HMO plans we offer on our website when you enter your zip code in the quote box provided. You may also want to review and compare the dental discount plans we provide as well. Both dental plan types are affordable and help to reduce your family dental care cost.
I have an overbite and overcrowding. The orthodontists said that I have to get top braces first and then 6 months after I get the bottom braces. I am getting brace in about three week from now. I like to know will they hurt a lot. What food will I be able to eat and what food should I not get while I have braces. How will braces feel in my mouth and any suggestion in band colors or colors to stay away from
Xerostomia or other wise know as dry mouth is a common problem among older adults. According to the Oral Cancer Foundation an estimates that 20 percent of elderly people suffer from dry mouth. Dry mouth is also a hidden cause of tooth loss and gum disease in 30 percent of adults.
There are many reasons why you may have dry mouth but for older adults one large factor is that dry mouth can be a side effect to many medications. Medications such as blood pressure, decongestants, antidepressants and pain pill other medications may also cause dry mouth so if you are experiencing dry mouth issue be siree to discuss treatment options with your dentist.
Most people know that smoking is bad for your over all health and can cause a multitude of health related problems, however smoking is also a major contributor to many dental problems. Here are some dental problems that are associated with smoking or using tobacco. Gum disease, receding gums, stained and discolored teeth, tooth loss due to gums disease, bad breath, tartar build up which can lead to tooth decay, and oral cancer.
It hopefully goes without saying that one should quit smoking to avoid oral and dental problem associated with smoking as well as the multitude of health problems. However, if you are a smoker not quitting they make sure to see your dentist at least twice a year and more if advise by your dentist.
|