Question: I live in Texas and I am a low income mom of two. I do not have any dental benefits only medical right now. I am worry that I can not afford my children’s dental care without some help. Do you offer any low income dental plans?
Answer: Our lower cost dental insurance plans options would be the dental HMO plans we offer on our website when you enter your zip code in the quote box provided. You may also want to review and compare the dental discount plans we provide as well. Both dental plan types are affordable and help to reduce your family dental care cost.
I have an overbite and overcrowding. The orthodontists said that I have to get top braces first and then 6 months after I get the bottom braces. I am getting brace in about three week from now. I like to know will they hurt a lot. What food will I be able to eat and what food should I not get while I have braces. How will braces feel in my mouth and any suggestion in band colors or colors to stay away from
Xerostomia or other wise know as dry mouth is a common problem among older adults. According to the Oral Cancer Foundation an estimates that 20 percent of elderly people suffer from dry mouth. Dry mouth is also a hidden cause of tooth loss and gum disease in 30 percent of adults.
There are many reasons why you may have dry mouth but for older adults one large factor is that dry mouth can be a side effect to many medications. Medications such as blood pressure, decongestants, antidepressants and pain pill other medications may also cause dry mouth so if you are experiencing dry mouth issue be siree to discuss treatment options with your dentist.
Most people know that smoking is bad for your over all health and can cause a multitude of health related problems, however smoking is also a major contributor to many dental problems. Here are some dental problems that are associated with smoking or using tobacco. Gum disease, receding gums, stained and discolored teeth, tooth loss due to gums disease, bad breath, tartar build up which can lead to tooth decay, and oral cancer.
It hopefully goes without saying that one should quit smoking to avoid oral and dental problem associated with smoking as well as the multitude of health problems. However, if you are a smoker not quitting they make sure to see your dentist at least twice a year and more if advise by your dentist.
People with dental phobia are more likely to have active caries (tooth decay) or missing teeth, a new study from King’s College London has confirmed.
The latest study, published in the British Dental Journal, aimed to explore the social and demographic correlates of oral health and oral health related quality of life of people with dental phobia comparted to those without dental phobia. The findings showed that people with dental phobia are more likely to have one or more decayed teeth, and missing teeth as well. In addition, the study showed that those with dental phobias’ reported that their oral health related quality of life is poor.
The results from the study showed that dental phobic people were more likely to have caries (tooth decay) in comparison to non-phobic respondents, and were likely to have one or more missing teeth. The report argued that this could be because many people with dental phobia avoid seeing a dentist on a regular basis to address oral conditions that are preventable and chronic in nature. Once a visit has been made, the phobic patient might also prefer a short term solution instead of a long term care plan, such as extraction.
There are many reason why your teeth can become sensitive. If you find you have sensitive teeth you should see your dentist. Having sensitive teeth could be a warning sign to other more serious dental issues. Here are a few reason for tooth sensitivity
* Brushing your teeth too hard. This can wear away the enamel layer.
* Poor oral hygiene. This may allow tartar to build up at the gum line.
* Long-term tooth wear
* Untreated cavities
* An old filling with a crack or leak
* Receding gums that expose the tooth’s roots. Receding gums often are caused by periodontal diseases or by brushing too hard.
* Gum surgery that exposes a tooth’s roots
* Tooth whitening in people who have tooth roots that already are exposed
* Frequently eating acidic foods or drinking acidic liquids
Seniors can find affordable dental insurance in California on our Dental4Less.com website. Cost of living can be rather high in California, with dental care cost continuing being on the rise it is important to have current dental insurance to help control your dental care costs. Let our member services help you with our dental insurance plans if you have any questions just call 310-534-3444.
We at Dental4Less.com can help you find dental coverage that is right for you. Oral health care is an essential factor of senior health and over all wellness. Finding a dental insurance plan that best fits your dental care needs, will help keep your dental care cost more affordable. Studies suggest people with dental insurance are more likely to visit their dentist regularly then those that do not have dental insurance. Regular dental visits is key in maintaining good dental health in seniors.
According to National Institute of Dental and Craniofacial Research, 42% of children aged 2-11 in the US have had dental caries, or tooth decay, in their primary teeth, while 21% of children aged 6-11 have had dental caries in their adult teeth. Poor oral hygiene and high consumption of sugary foods and drinks are common causes of dental caries in children.
Traditional Fee-for-Service Plan
Indemnity dental insurance is another plan where the plan pays the dentist on a traditional fee-for-service basis. Indemnity dental insurance is an insurance package where the policyholder can choose his or her own dentist and the insurance provider will be the one to pay that designated dentist your fees or, usually, around half of them. This indemnity dental insurance plan allows you to select any licensed dentist for service. An indemnity dental insurance plan is often called a traditional dental coverage plan or a fee for service plan. You will need to pay a deductible on your indemnity dental insurance.
Most people know that flossing is a fundamental step in keeping our teeth and gums clean, however this is if you do it right. Snapping and popping your way through the process probably does more damage than good, causing friction on tissue and damage at the gum line. Instead, use about two inches of floss between your fingers, unroll a fresh section of floss for each tooth, and keep the floss tight against your tooth to break up plaque while leaving your gums in good shape.
Many of our family dental insurance plans provide access to more than 80,000 providers nationwide and include professional dentists located near your home. Family dental care doesn’t have to cost an arm and a leg. Family dental insurance will protect a family’s oral health and insure that trips to the dentist do not painfully affect the your wallet.
Family insurance dental plans are the greatest way to make sure healthy kids with great smiles and a strong mouth and teeth. Family dental insurances include great benefits and coverage that includes everyone in your family. Family members For most dental insurance plans are discussed in your household children under 18 years. Family dental insurance for better oral health is a key aspect that creates a feeling of bond between the family members and is one of the most popular supplemental options for overall medical insurance policies.
It can be easy to become laxed in your dental hygiene. But do not let the happen. You dental care health starts at home. It is very important to take care of your oral health by brushing at least twice a day and flossing daily. Also make sure to use a mouth-rise that kill germs and fight plaque. There have been many studies done that show a direct link of your oral health and overall health. Poor oral health can result in poor overall health. Make sure to see your dentist regularly to maintain proper dental health.
Cuts Dental Costs
After all, dental costs can seriously impact anyone’s budget. Most individual dental insurance plans tend to emphasize preventive dental care, because it lowers costs in the long-run caused by poor dental hygiene and lack of regular check-ups and cleanings. Many insurance companies will only reimburse composite filling costs at a rate equal to that of an amalgam filling.
Additionally, our pages review some of the concerns and costs associated with wisdom teeth oral surgery and suggest some steps you might take during your postoperative recovery period so to minimize the potential for experiencing complications during the healing process.
When you decide to go for a dental insurance, there are a lot of choices you will get, there are dental insurance plans which include individual plans, group insurance plans, supplemental insurance plans, full coverage plans and there are dental discount plans which is not exactly the an insurance but you save money on the dental costs as you get discounts on the services of the dentists.
Sometimes finding the plan with “the” low cost isn’t the best solution, it’s finding quality health insurance at a competitive price. Costs of any kind of dental procedures is quite high, insurance would make it affordable to you. Today’s health insurance, including your dental plan, is designed to help you get the care you need at a reasonable cost. Most individual dental insurance plans tend to emphasize preventive dental care, because it lowers costs in the long-run caused by poor dental hygiene and lack of regular check-ups and cleanings.
In combination with information about different costs, benefits, discounts, choices and services to compare dental insurance plans around. Make sure you have a plan to secure medical care and cover the associated costs. With a dental insurance plan covering the costs of these visits, patients are more likely to stick with an effective preventative schedule.
A visit to a dentist in America costs a lot even for regular check ups, cost of any dental procedures if required is much more. Most of the procedures would cost you in excess of three hundred dollars and that’s the starting fee which increases according to the procedure involved.
We know it can be hard to keep your dental appointment when dealing with dental fears. However, dental fears can be addressed so you do not have to defer needed dental care. Here are some tips that may help
1) Talk to the dentist and let him/her know about your dental fears. Your dentist will know how to address and talk to you about your fears so you can feel better and more relaxed about having dental services render.
2) Listen to music. It may help you to relax while having dental services render to listen to your favorite songs. The dentist can tap you on the arm if he/she needs your attention for a second.
3) Have full understanding of the dental services needed. The more you know about what you are going to have done the more you can relax. It is the fear of the unknown that can stress you out.
4) Book extra time for your dental appointment so you are not feeling rushed and if you need a brake the dentist will be able to give that to you without worry about running late for the next appointment.
Individual and Family Dental Services
Dental Insurance Plans and Programs Dental health is extremely important for individuals and families and it’s financially helpful to have some form of dental coverage to minimize the costs of dental care. Dental insurance plans are also becoming increasingly unpopular with dental practices for a variety of reasons. Dental insurance plans differ in the level of reimbursement offered for certain procedures and in annual dental spending caps.
Dental insurance plans play a big role in helping people cope with dental health care without the exceedingly high costs. With dental insurance plans for you and your family, we can help make it easier to keep your smile healthy. Our individual dental insurance plans provide you with the coverage you need to promote good dental health.
If you are the policy holder of any dental insurance plans for individuals, you likely either have managed care dental insurance. In PPO dental insurance plans, dentists who are part of a network agree to lower costs for patients covered by a certain insurance provider, in exchange for the referrals from the insurance company that bring them more business. Compare dental insurance plans and decide which one is right for you and your family.
There are normally six molars in each arch, three on the left and three on the right side. They are referred to as first, second and third molars. Some people never develop third molars and often these are the molars that are so far back in the mouth that they have difficulty coming in and in many cases have to be taken out. The role of the molars in chewing is to grind the food.
Having untreated gum disease not only leads to tooth loss, but it also raises risk of heart attack or stroke. Treatment options include deep cleaning – such as scaling and root planning – to remove the built-up plaque that harbors bacteria, plus antibiotics and surgery.
Shop And Save By Buying Online
The first company to enable individuals to both comparison-shop and apply for dental health insurance and discount protection directly via the Internet. Dental4Less.com is a provider of free quotes and advice for buying dental health insurance and discount plans that provide group, family and individual coverage. There also are other dental health insurance key terms, such as predetermination of costs and annual benefits limitations.
A direct reimbursement dental health insurance plan reimburses participants on the amount they spend on any dental service rather than covering the type of service performed. In dental health insurance, usual, customary and reasonable (UCR) is used to determine how much of the cost of a dental service an insurance company will agree to pay.
I recommend you consider reviewing the insurance company’s dental health insurance plans as recommended by the American Dental Association (ADA) which has a brief, but informative, description of usual, customary and reasonable (UCR) in regard to dental health insurance. It’s just one easy step to get your dental heath insurance quote. Please put your zip code to get your instant dental health insurance quote, and let Dental4Less.com do the work for you.
Periodontitis is a serious, chronic, non-communicable gum disease that damages the soft tissue and bone that support the teeth. Estimates suggest it affects 15-20% of middle-aged (35-44 years) adults.
The disease starts when the bacterium Porphyromonas gingivalis infects the tissue around the teeth, giving rise to gum inflammation. If this is not treated, the condition progresses and the bacteria begin to eat away at the bone around the teeth.
Dental Insurance – Cosmetics
Cosmetic dentistry may help you to get your best smile at any age. One of the most popular cosmetic dental procedures to a perfect smile is bonding. Cosmetic dental bonding is a fairly painless procedure usually performed in one dental visit by applying an enamel like material to your teeth which is then shaped, hardened with a special light and polished.
For a more dramatic smile, porcelain veneers can make a drastic difference. With veneers, you can control the color, position, shape, and size of your new teeth which can correct crooked, worn, or chipped teeth. This procedure can cost between $1,200 – $3,500 per tooth.
Cosmetic dentistry insurance coverage is not afforded by most dental insurance companies. If you are with a group dental insurance company through your employer, you may want to inquire if cosmetic dentistry insurance coverage is provided under your dental plan.
Cosmetic dental coverage is normally provided by discount dental plans. Discount dental plans usually cover 15 to 20 percent of the cosmetic dental care cost.
Premolares are the teeth located distal to the canines. There are four premolars in each arch and two are located behind each canine in the arch. These teeth are smaller than the molars and are responsible for crushing food in the chewing process. These teeth are also only present in the permanent dentition. The primary dentition only consists of incisors, canines and molars.
Legal Stuff You Should Know
The law mandates that consumers with dental plan coverage receive a fully detailed patient information handbook — a Description of Benefits — that clearly outlines coverage, limitations and exclusions. Most individual dental insurance plans have annual maximum benefit levels which may be directly related to the monthly premium that you pay for coverage.
Statistics have shown that patients with dental coverage will seek out required care on a far more regular basis than those without coverage. While dental benefit coverage should be taken into account, it should not be the deciding factor in your choice of treatment. You should know how your plan is designed, since this can affect significantly the plan’s coverage and your out-of-pocket expense. The year of the parent’s birth is not relevant in determining which coverage is primary.
Dental plan coverage may be continued during a leave of absence without pay due to disability. Dental plan coverage for individuals is not commonly offered because dental needs are highly predictable. Before comparing rates, check out the important features of a few plans for a thorough understanding of dental plan coverage.
Question: Up till now I been paying cash for any dental need that came up. But I like to start seeing my dentist regularly for my check up and cleaning. Therefore I am looking for a dental insurance plan that will let me stay with my own dentist and not have to be picking one in their plan in order to use it.
Answer: Then you may want to review our dental PPO plan options as they will provide benefits for you to go out of the plan network of provides. We also provide in most states Indemnity plans. Indemnity insurance plans have no network of providers you just go to whatever dentist you wish to go to.