Hello I am going to be having our first child. My husband and I currently do not have dental insurance but I told him to start shopping out some before the baby due so we will have something in place when he needs to use it. My question is would we buy a family dental plan now including our baby which will be born in four more months. Or do we buy a couple plan and add our child when he or she is born? I am not sure if we an add a child during the policy term or if we have to wait for the year to be over. Please advise.
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My family needs to have just the regular dental care. We are all up for our check ups but I currently do not get dental insurance with my new job. I need to get my family a dental insurance plan were you are not made to pay up front for the dental services and wait for a refunds back from the insurance company.
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My job will no longer be offering us dental insurance effective in another three months. Stating that the cost increase to keep the plan is not worth it. So now I have three months to get a replacement dental insurance plan for my family.
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