I am self employed and had to get my own medical and dental insurance. The medical plan that I got came with some dental so I just left it at that. I was told I could go to any dentist I wanted and I would get 80 percent covered for preventive and basic dental care and that for major I would have 40 percent covered.
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Right now I do not have any dental insurance for myself or for my six year old daughter. I work part time and do not get dental insurance. Although I get some governmental help I do not get dental only medical care for my child.
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Seven months ago I bought a PPO dental insurance plan. Since I do not get dental offer to me from work I had to get something on my own. I read about how the plan I bough would cover up to 50% for the cost of root canal and crowns.
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Who do I call when I have a dentist that lie to me about my dental insurance paying a claim? I had to do a root canal and my dentist at the time told me that my insurance plan would pay 50% of the cost of the root canal. Based on that he said the total cost was $800.00 my cost would have only been $400.00. $400.00 is a lot of money but I was able to get that together to have the root canal he said I needed.
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Affordable Dental Plans According to the National Association of Dental Plans, approximately half of the U.S. population does not have an affordable dental plan. The cost for affordable dental insurance can vary. Therefore, it is important to understand all your options in obtaining the most affordable dental plan coverage.
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