Shopping out for Affordable Dental Insurance Plans in New York.
Shopping out for Affordable Dental Insurance Plans in New York. I have been on line now for the past few day trying to find dental insurance for my family that is not over what I can afford to spend a month.
I must admit that I am getting overwhelmed with all the different types of dental insurance plans and how they work. At this point I am almost ready just to give up looking for dental insurance and continue to pay out of pocket for my family dental needs.
However if I do that, I know we will not go to the dentist as much as we may need to. So before tossing in the towel can anyone explain to me what is the difference between a dental HMO and a dental discount plan. What is a PPO? Everyone tells me I should pick a plan where we can choose our own dentist but we really do not have a dentist. So does that then matter?