Dental Insurance Why dental implants are considered a cosmetic dental service
For many dental insurance companies dental implants fall under a cosmetic dental service or cosmetic dentistry. The problem is that many dental insurance plans will not cover or offer benefits for this type of dental service.
In order to have implants you have to see a cosmetic dentist or a specialist, ( many dental insurance plans do not cover for specialist) since general dentist normally do not provide implant services.
Another reason is the cost factor. Dental implants are still much higher in cost compared to denture, partials and bridges, which are normally covered under most dental insurance plans.
Some dental insurance plans are mostly for preventive care services. These type of dental insurance plans are lower in cost and would be ideal for people that do not have major dental care needs. The thought is by having proper preventive dental care, you can reduce your need for larger dental services.
You may be able to get dental implant services at a discount plan buying a dental discount plan. With a dental discount plan you can save around 15 to 20 percents off the cost of dental implants if there are dental providers within the plan network.