As more seniors start to understand the importance of maintaining their oral and dental health care they are starting to see their dentist as advised. However with the cost of dental care going up it is making it harder for them to afford the needed dental care services. Therefore the search for affordable dental insurance is just as important. Dental HMO insurance plans are normally the more affordable dental insurance type. Since most dental HMO plans provide a fee schedule showing the different cost for each dental service covered it also help members to budget the cost needed dental services.

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Often times people will have an after-dinner mints after a meal.  However, sugary candies promote the growth of bacteria in your mouth and adds to bad breath issues. Instead, chew sugarless gum. By chewing gum it stimulates saliva, which is your mouth’s natural defense mechanism against plaque acids which cause tooth decay and bad breath.

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I am 35 and over time I got this gap between my teeth that was never there when I was young.  Oh the joys of getting old right.  Well I do not like having the gap since you can see it in every photo I take.

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I do not have dental insurance and I am shopping some out.  I have not been to a dentist in like five years and I know I need some major dental work done.   I do not care what dentist I go to as long as I can have a payment plan.

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I am shopping out dental PPO plans.  I want to day with my dentist and I am told by the staffing that they will only take PPO’s.  As I read though some of the terms in the plans there is somthing I do not fully understand.  What is UCR fees and when would they be applided to your coverages?

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I am self employed and I am looking for the best dental insurance plan.  The medical I picked up is good but I did not like what they offer for dental coverages.  I do not want a plan that has only a $1000.00 max limit per person per year.   I know that it only takes one major dental service to use that up.    I would prefer a plan with no annul max limit though since there is nothing currently wrong with my teeth I do not mind having some waiting periods.

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I need to get a dental PPO plan since those are the only plans my dentist will accept.  He stated their office is not in any network of providers but PPO would work and that they would file out the claims.

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I have so much wrong with  my teeth that the list is an arm long.   I have delay my dental care do to lack of money.   I still do not have much money to speak of and I am not sure  what to do any more.

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I am a 30 year old with two baby teeth.  My two eye teeth were never replaced with adult teeth.  I therefore still have baby teeth there.  I seen my dentist for my twice a year check up and my teeth are all free from cavities.

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When you buy dental insurance on the monthly payment plan why is it that they can not send you out a billing notice.  All I have seen are monthly direct debit.  What do people that do not have a checking or credit card account do?

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Indemnity – Individual Dental Insurance

This is the plan where you choose your own individual or family dentist. The dental insurance plan pays the dental office on a traditional fee-for-service basis. A monthly premium is paid by the client and/or the employer to an insurance company, which then reimburses them for the services rendered.

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Seven months ago I bought a PPO dental insurance plan.  Since I do not get dental offer to me from work I had to get something on my own.  I read about how the plan I bough would cover up to 50% for the cost of root canal and crowns.

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How do I get my dentist to file the claims. I got a dental PPO insurance plan because the dentist I want to go only takes PPO dental insurance plans.  I have to deal with the waiting periods and yearly max limits in order to continue seeing my dentist.

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Dental Insurance – Cosmetics

Cosmetic dentistry may help you to get your best smile at any age.  One of the most popular cosmetic dental procedures to a perfect smile is bonding.  Cosmetic dental bonding is a fairly painless procedure usually performed in one dental visit by applying an enamel like material to your teeth which is then shaped, hardened with a special light and polished.

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The law mandates that consumers with dental plan coverage receive a fully detailed patient information handbook — a Description of Benefits — that clearly outlines coverage, limitations and exclusions.  Most individual dental insurance plans have annual maximum benefit levels which may be directly related to the monthly premium that you pay for coverage.

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I was told by my dentist that I need to have a root canal.  Up until now I have always just paid cash for my dental services.  Now however, I am told I need to see a specialist for the root canal since my tooth is cracked.

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Why is it that dental insurance has waiting periods at all.   If I could afford to wait six months to a year for my dental services then why would I buy the plan in the first place.  Putting discount plans aside are there any dental insurane that does not make you wait for dental services?

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So I have not been to see a dentist since I was in tenth grade.  I know that is a very long time but my parents could not afford for me to go.  Now that I am a adult I would like to go to the dentist sooner then latter.

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I have two dental insurance plans and I go to the dentist that is in my HMO dental plan.  The dental office told me that they would be able to use both plans if I wanted them to.   I am not sure how that would work.  Are they just trying to get paid from two different companies for the same services?

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My job just changed their group dental plans that they offer to us.  Prior to the change I had Delta Dental that let me choose my dentist.  Now do to cost they change to a net work plan where my dentist is not listed.   I want to stay with my dentist but my dentist told me that since they are not a network dentist I would not have coverage and I would be paying them in full if I choose to stay with them.

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