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Dental Insurance Quotes, Buy Today, See the Dentisti Tomorrow

When looking for or getting dental insurance quotes what should you know so that you are able to pick the best plan for you?  I am shopping dental insurance rates but besides cost what are some of the other factors I should know when buying a dental insurance plan?

This is all really new to me and when I call dental insurance agents they give me prices anywhere from $10 – 60 dollars  a month.  I really do not get why there is such a big difference in cost.   I know I may not be asking all the right questions but I want to buy the best dental plan I can get since I do have dental work that is needed.

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Posted on Sunday, May. 30th 2010 8:12 AM | by Dental | in Dental help, Dental Insurance, Dental Plans | 2 Comments »

2 Comments on “Dental Insurance Quotes, Buy Today, See the Dentisti Tomorrow”

  1. Greg Hills Says:

    Are you wanting to stay with your own dentist? That is the first question I would ask myself when looking for a dental plan. Since if you are you will need to find a plan that your dentist participates in and or get a dental insurance plan were you can choose your own dentist much like a PPO or a dental Indemnity plan.

    PPOs and dental indemnity plans at the higher end of the cost range. Depending you your zip code these plan can run anywhere from 30 – 60 dollars a month for a single person.

    If you are willing to choose a dentist in a plan net work then you may want to look at a dental HMO Insurance plan or a dental discount plan. Both plans are on the low side of the cost scale running as low as 6 – 30 dollars a month for a single person.

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  2. Tracy Hall Says:

    Well as for me when I bough dental insurance for myself I went to and HMO dental plan. I did not want to have any dollar max or waiting periods that PPO have. Since to me a dentist is a dentist choosing on in a network is no big deal.

    Bottom line for me. What I was paying out. HMOs offer a low monthly rate and I still get free cleaning, X-rays, and check ups. I do not do much more then that away way. So buying an HMO was well worth it to me.

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