Indemnity Dental Insurance
An Indemnity Dental Insurance is a plan where you choose your own dentist. The dental insurance plan pays the dental office (dentist) on a traditional fee-for-service basis. A monthly premium is paid by the client and/or the employer to an insurance company, which then reimburses the dental office (dentist) for the services rendered.
An insurance company usually pays between 50% – 80% of the dental office (dentist) fees for a covered procedures; the remaining 20% – 50% is paid by the client. These plans often have a pre-determined or set deductible amount which varies from plan to plan. Indemnity plans also can limit the amount of services covered within a given year and pay the dentist based on a variety of fee schedules.
To review all our available dental insurance and dental plans just enter your zip code in the quote box provided. If you have any questions about any of our dental insurance and or plans, call our member service line at 310-534-3444 M-F 8 am – 4 pm as they will be happy to answers your questions and help you choose the best dental options for your needs.