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Dental insurance, looking for a plan that will let me make monthly payments

I do not have dental insurance and I am shopping some out.  I have not been to a dentist in like five years and I know I need some major dental work done.   I do not care what dentist I go to as long as I can have a payment plan.

I know that even with getting dental insurance with my teeth I will still have a large size bill to take care of and I can not afford to pay in full so I need a dentist that will work out a payment plan or something.   Can you advise me on a good dental plan that has this as a feature

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Posted on Monday, Oct. 4th 2010 7:13 AM | by Dental | in Dental Insurance | 3 Comments »

3 Comments on “Dental insurance, looking for a plan that will let me make monthly payments”

  1. Hope Says:
    Friday, Oct. 8th 2010 11:04 AM at 11:04 am

    Well I would say off hand you will want a dental insurance plan that does not have any waiting periods since you do have major dental insurance that need to be address ASAP

  2. Hope Says:
    Friday, Oct. 8th 2010 11:06 AM at 11:06 am

    Well I would say off hand you will want a dental insurance plan that does not have any waiting periods since you do have major dental insurance that need to be address ASAP. In that case stay away from PPO and Indemnity insurance plans as they will not be too helpful with your current dental needs.

    Look for either a dental HMO or dental discount plan both are nice that they office a low month cost but also normally do not have the long term waiting periods for their dental services to be render.

  3. Charlene Davey Says:
    Friday, Oct. 8th 2010 11:09 AM at 11:09 am

    I would have to agree that HMO dental insurance or a dental discount plan would more then likely address your current dental needs the best.

    Since both are provider plans, meaning you have to choice a dentist in the network it would be a good idea for you to call the dentist in the net work before buying the plan. Make sure they office a payment plan. Not every dentist does and some will only offer a payment plan if you have a good credit score. So phone call will need to be made to make sure the plan you are going to get will work out best for your needs.

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