Okay so I have a PPO dental insurance plan though work. I want to start using the dental plan for my dental cleaning, X-ray and what not. So I hear that dentist will give you a cash discount if you are paying for their services in full.
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I do have dental insurance but wanted to change my dentist so I called 1800dentist line and found a dentist from that. The dentist does not participate in my network I was told when I called them they do not participate in any dental network but they will file any claim to my dental insurance company. I was told all I had to do was pay them in full first and then they would file the claim.
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I have a dental PPO insurance plan and in the plan terms and conditions I am required to notify them before any dental treatment that is over $300.00. I really do not have a issue with this because I know that is there to make sure I do not go over UCR rate without knowing it a head of time.
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So here is my story. A few months back I had dental insurance though my job. I went and had some dental work done and paid my part of the dental services. During the end part of my dental work I changed jobs and lost my dental insurance.
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I need to have three filling and one crown for a cracked back molar. I do have dental insurance but when I ask the dental office staffing what I am covered for and for how much they do not seem to know or will not give me a direct answer.
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I have a PPO dental insurance plan that I get though work. My problem is that the last few times I got hit with what my Insurance Company calls UCR rates. The insurance company told me my dentist is above the going rates in my area for his services. I am really upset that I keep getting hit with an additional billing that I did not think I was going to have.
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