Rhode Island Dental Insurance, Supplement Dental Insurance
Rhode Island Supplemental dental: I would like to get two dental plans that I can use inorder to save me the most money on my dental cost. I need major dental work that is going to cost me plenty. So I thought I would like to get to plans and combine them like a supplemental plan or something.
I just not sure how I go about getting two plan that will work together can you advise please. Thank you.
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Posted on Friday, Dec. 3rd 2010 9:14 AM | by Dental | in Dental Insurance | 2 Comments »
Monday, Dec. 6th 2010 4:17 PM at 4:17 pm
Good luck with that. I found that you wine up spending more money just to have two dental insurance plans then just paying the cost for what your first plan did not cover.
You be better off finding one good dental insurance plan that covers you the best for the dental services you may need.
I had a really cheap plan from work that would never pay out much at all. So I got my own dental insurance plan and drop the junk plan my job was giving me.
Monday, Dec. 6th 2010 4:21 PM at 4:21 pm
Trying to combine two dental insurance plan can be hard depending on what your current dental insurance plan let you do. Without knowing that factor the rest is a guessing game.
I would suggest trying to get a dental discount plan for the reduce dental cost then billing out the insurance plan at the lower rate. Which would also save you money since the less you bill your insurance company the better your share of cost is too. But that is only if you have a PPO or an Indemnity plan that is based on paying out dental claims by percentages.
If you have a fee schudule plan buying a PPO or and Indemnity plan would probley be more costly and not make much sence.